An idea to implement

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Remnants

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An idea to implement

Postby Remnants » 05.15.11 12:24am

Me and some friends have been talking about this for a while. I'm presenting this as a way to reduce debt when you need a roof over your head and saving money by sharing. I tried to keep it short.

The Thought
For me, the idea that your very survival is dictated around having money shows the potential dangers of being too dependent on this economic model. Since the economic breakdown we’ve seen people lose their jobs and/or homes on a large scale. Being homeless or without sufficient income is terrible enough on their own, the combination of which is quite devastating leaving you without shelter from the elements and no access to your fundamental needs. Because of this, I see it in my best interest to loosen from this economic model to better secure our survival. Working and living in groups as opposed to individuals have other benefits as will be explained shortly.

More is Less
My mother had to live with 9 other siblings and parent in her childhood and youth. I however have lived my childhood with only one sibling and parents in the household. What struck me is that my house is comparable in size with the household my mother used to live in with ten other family members. It was then realized that my household has a much higher footprint per individual than the other. So every person in my household took up more land, appliances, building materials and utilities per person. Regardless of how few people live in a household, it's still going to need a kitchen, garage, bedroom(s), bathroom(s), living room, front and back porch and yards.
The thought is that more people sharing a household equates to less land, building materials, utilities and appliances per person.
For the financial hurdle to building this shared household, it would be cheaper on the individual if more members have an income; the loan could be feasibly paid faster therefore saving money on interest, provided a loan is needed to begin with. Because more people are under one roof, that means the task of maintenance is spread on everyone's shoulders. When it comes to electricity, because cooking, entertainment, lighting and climate control is done for or with multiple people, less is used when divided per person.

+++

That just about covers the basics. I'm presenting this as a way to lower your financial needs which to me translates to better survivability. That and saving some money's always nice. If there are any questions then don't hold back. An outsider would spot flaws more quickly than insiders.
In times of crisis, weakness cannot survive. But be very careful how you define strength.

"Life is either a daring adventure or nothing. Security is a superstition. It does not exist in nature" - Hellen Keller

Metroids 4 Breakfast

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Re: An idea to implement

Postby Metroids 4 Breakfast » 06.10.12 8:11am

So what does this have to do with metroid? This is the MDB Message Board, not a charity case.

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Re: An idea to implement

Postby Daya » 06.10.12 8:17am

This is the general discussion, not "Metroid discussion".
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HYRUL3

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Re: An idea to implement

Postby HYRUL3 » 06.10.12 9:35am

I agree with the need for change.

Right before my freshman year of college (2009) my parents split up. Mom went several states away to be closer to family. Dad left a few months later to go find a job one state over. Since I was still in school, no one thought it was a big deal, I could just live with a friend during school breaks.

After my freshman year, the school wouldn't let me back because as an 18 year old at the time, I had no credit. And both of my parents had shitty credit, so they couldn't co-sign on a loan. They told me this a week before I was supposed to go back to school. My friend's mom flipped and said she didn't think this was a long term thing so I had to find another place to live.

So with nowhere to go, I went and stayed alone in my old house, which, since neither of my parents were around, was still on the market. No one wanted to buy. So I lived in a house with no hot water or electricity for two months and found a job in retail.

After those two months, the bank decided this house wasn't going to sell, and came to my doorstep saying the house would be foreclosed and there was going to be an auction that afternoon, and I had 48 hours to pack up and move somewhere else. I told them I was an 18 year old kid working a shitty job with no other place to go, and the banks response was, essentially, "tough."

So I moved in to a small room in this lady's condo, and had to find several jobs just to feed myself and pay rent, until finally one of them offered me full time. It's still barely enough to get by.

And two years later, my life has hit a stand-still, where I work my ass off week in and week out, doing the same shit, all of my money going to bills, watching the friends I graduated high school with enter their senior years of university, travelling abroad, etc.

Life is a bitch. But I adapted. I survived. I've got enough experience now that I'm looking for a better job. My girlfriend and I moved in together, makes things easier on both of our wallets. But I still dread what the future holds for this country... never mind that, the global economy.

And don't even get me started on health care. Before I became full time at my current employer, I had no health insurance; gashed my finger open and couldn't get it to stop bleeding so I went to the emergency room and got charged $200 for a glorified band aid and wraps. It would've been more if I didn't qualify for their low-budget program.

But no, you're definitely right. Money is evil and, on top of that, people need to be more responsible with their money so innocents, like myself three years ago, don't get their whole lives fucked over.
"I am tired of being under the weight of greedy men who don't believe in anything."

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Re: An idea to implement

Postby HYRUL3 » 06.10.12 9:38am

Metroids 4 Breakfast wrote:So what does this have to do with metroid? This is the MDB Message Board, not a charity case.


I know I shouldn't double post, but:

Welcome to MDb. I'm going to try not be an asshole in response to you being an asshole, because this is my first encounter with you.

This is the "General Discussion" board. You'll notice there's a separate "General Metroid Discussion" area. This area is for general discussion about general things. So, real life, the economy, etc. You'll notice lots of those topics. "How was YOUR day today?" "What was the last movie you watched?" etc.

So welcome, and in the future, try not to be a smart ass to people, like the OP, who have been here years longer than you have. They tend to know the ins and outs of the forum.
"I am tired of being under the weight of greedy men who don't believe in anything."

Metroids 4 Breakfast

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Re: An idea to implement

Postby Metroids 4 Breakfast » 06.14.12 12:37pm

HYRUL3 wrote:
Metroids 4 Breakfast wrote:So what does this have to do with metroid? This is the MDB Message Board, not a charity case.


I know I shouldn't double post, but:

Welcome to MDb. I'm going to try not be an asshole in response to you being an asshole, because this is my first encounter with you.

This is the "General Discussion" board. You'll notice there's a separate "General Metroid Discussion" area. This area is for general discussion about general things. So, real life, the economy, etc. You'll notice lots of those topics. "How was YOUR day today?" "What was the last movie you watched?" etc.

So welcome, and in the future, try not to be a smart ass to people, like the OP, who have been here years longer than you have. They tend to know the ins and outs of the forum.


Sorry about my post earlier. I am a bit of a noob here, I will remember to not make a post like that before I check which board it is posted in.

Metroids 4 Breakfast

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Re: An idea to implement

Postby Metroids 4 Breakfast » 06.14.12 12:42pm

Remnants wrote:Me and some friends have been talking about this for a while. I'm presenting this as a way to reduce debt when you need a roof over your head and saving money by sharing. I tried to keep it short.

The Thought
For me, the idea that your very survival is dictated around having money shows the potential dangers of being too dependent on this economic model. Since the economic breakdown we’ve seen people lose their jobs and/or homes on a large scale. Being homeless or without sufficient income is terrible enough on their own, the combination of which is quite devastating leaving you without shelter from the elements and no access to your fundamental needs. Because of this, I see it in my best interest to loosen from this economic model to better secure our survival. Working and living in groups as opposed to individuals have other benefits as will be explained shortly.

More is Less
My mother had to live with 9 other siblings and parent in her childhood and youth. I however have lived my childhood with only one sibling and parents in the household. What struck me is that my house is comparable in size with the household my mother used to live in with ten other family members. It was then realized that my household has a much higher footprint per individual than the other. So every person in my household took up more land, appliances, building materials and utilities per person. Regardless of how few people live in a household, it's still going to need a kitchen, garage, bedroom(s), bathroom(s), living room, front and back porch and yards.
The thought is that more people sharing a household equates to less land, building materials, utilities and appliances per person.
For the financial hurdle to building this shared household, it would be cheaper on the individual if more members have an income; the loan could be feasibly paid faster therefore saving money on interest, provided a loan is needed to begin with. Because more people are under one roof, that means the task of maintenance is spread on everyone's shoulders. When it comes to electricity, because cooking, entertainment, lighting and climate control is done for or with multiple people, less is used when divided per person.

+++

That just about covers the basics. I'm presenting this as a way to lower your financial needs which to me translates to better survivability. That and saving some money's always nice. If there are any questions then don't hold back. An outsider would spot flaws more quickly than insiders.


I am sorry about my post earlier. As you can see, I am a noob to the MDb. I will not make a post like that without checking which board it is posted in.

HYRUL3

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Re: An idea to implement

Postby HYRUL3 » 06.14.12 8:49pm

It's alright. No biggie. Welcome, by the way.
"I am tired of being under the weight of greedy men who don't believe in anything."

Remnants

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Re: An idea to implement

Postby Remnants » 06.25.12 9:30pm

Guess I'll give an update of where this project has been going.

A basic design of the building has been agreed upon: there are two major sections to keep in mind; the central part of the building which contains all of the rooms and utilities everyone will share which will be the large dining room, the laundry and kitchen. The dining room may also be used like a living room simultaneously. This part of the building should be useful for the household at full capacity (which hasn't been agreed on concisely yet).
Now this min building is surrounded by apartments where one could have better privacy. In my design concept, these sections contain their own bathroom, two bedrooms, a small living room and are meant to accommodate 4 people in total with 6 people being the recommended maximum. In a different design, each apartment has its bathroom but also has its own small kitchen and 3 bedrooms.

It's a little frustrating that I have to stay abroad for college but one of my friends' mom is moving abroad so he'll be able to stay at the apartment on his own and will have the option of sharing it with another one of our friends so we could get desperately-needed first hand experience when it comes to managing a shared household.
In times of crisis, weakness cannot survive. But be very careful how you define strength.

"Life is either a daring adventure or nothing. Security is a superstition. It does not exist in nature" - Hellen Keller


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